Call Us 402-991-6688 ☰ ˟
Logo
Call Us: 402-991-6688
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Car Insurance Quote
    • Homeowners
    • Life
  • Customer Service
    • AutomobileImage of right arrow
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Frequently Asked Questions
    • News Center
  • About Us
    • About My Insurance
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Umbrella

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

RV

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Boat

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Landlord

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home > Watercraft & Boat Insurance Home

Watercraft & Boat Insurance


Watercraft & Boat Insurance Information

Why do you need insurance for your boat or personal watercraft?
You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

  • If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

Things to consider and questions to ask your agent
Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
  • Is my boat or watercraft covered for use year-round?
  • What discounts and programs are available?
  • How much medical insurance and liability coverage is enough?
  • Do I have coverage if I need to have my boat towed in an emergency?
  • What's the process for filing and settling a claim?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft

Liability limits start at $15,000 and can be increased to $300,000.

Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories.

You should talk to your insurance representative about the type of coverage that would best suit your needs.

Contact Us Today!
402-991-6688

Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

15418 Weir Street PMB 194
Omaha, NE 68137

P: 402-991-6688
© Copyright. All rights reserved. | Powered by Insurance Website Builder